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Sheds on Finance
At Ace Sheds, we understand purchasing a garden shed, summerhouse or workshop is a big investment, especially when you’re investing in a premium quality, British-made bespoke timber building. This is why we’re introducing sheds on finance with option to pay monthly and 0% interest when you spend £500 or more. We’ll help you to get the shed of your dreams by spreading the cost over a 12-month period once an initial deposit has been placed.
Sheds with Monthly Payments
We have partnered with Hitachi to offer you a simple finance option with monthly repayments and 0% interest over 12-months. This means the cost of the shed (minus the deposit) is spread evenly across the 12-month period with no interest on the finance. So you’ll never pay more than the cost of your garden shed.
Our finance option is available on all garden sheds, summerhouses, workshops and garages over £500. Upon selecting your timber building and making any alterations using our simple customisation tool, at checkout, if your product is £500 or over, you will have the option to make a one-off payment or pay via interest-free credit.
If you opt for interest-free credit, you’ll be required to pay a minimum deposit of 10%. The deposit will affect how much you are required to pay back each month. For example, the higher the % of the overall payment you deposit, the lower your monthly payments will be; the lower the % of the overall payment you deposit, the higher your monthly payments will be.
Using our simple finance calculator:
- Select a percentage of the total shed price you’d like to pay as your deposit contribution.
- Once you have selected your agreed amount you will be directed to SagePay for deposit payment.
- Upon completion, you’ll be directed to Hitachi to pay by finance and complete the application process.
You will need to contact Ace Sheds who will be more than happy to discuss other forms of payment or refund your deposit contribution if unfortunately, you are not successful during the finance application process. If you are unsuccessful, you will be shown the decision by Hitachi with a decline letter before being redirected back to our website. You will receive an order no. upon unsuccessful completion which will need to be given to Ace Sheds in order to receive your refund. You can contact us on 01233 822042.
Interest-Free Finance Example
With our interest-free finance option, you’ll get up to 12 months 0% APR representative interest-free finance. You can spread the cost of your garden shed, summer house or workshop with our interest-free finance which is available online and in-store.
All you need to do is:
- Spend a minimum of £500 and above
- Place a 10% deposit or above.
- Minimum finance amount after deposit e.g. £450 and above
|0% Finance Representative Example (with 20% deposit)|
|Deposit (20% of the total price)||£208.60|
|Total Amount Payable||£1043.00|
|Rate of Interest||0%|
|Representative APR Rate||0%|
Purchase Price = The total amount of the shed including any optional extras and security features.
Deposit = The amount the customer pays by credit or debit card which is subtracted from the total amount to be financed.
Loan Amount = The total amount of the shed to be financed, less the deposit paid by the customer.
Monthly Repayments = The purchase price minus the deposit, divided by the number of months in the duration agreement.
Total Amount Payable = The sum of all the monthly payments, plus the deposit amount.
Agreement Duration = The number of months that repayments are due from the customer.
Rate of Interest = A percentage of the loan amount which is charged as interest to the borrower.
The table below shows you how much the monthly repayments will be based on the total order value:
|Order Value||Term (Months)||Deposit (10%)||Monthly Payments|
If you would like to discuss in more detail our sheds with monthly payment options, please contact us on 01233 822042.
If you have any questions regarding our sheds on finance, please head over to our Finance FAQ page.